Save money on your car insurance with Cost-U-Less.
We can help if you are buying your first auto insurance policy or shopping car insurance because you want switch insurance carriers. Cost-U-Less is a California-based insurance company that specializes in insuring California drivers. We have experience finding coverage for high risk drivers with tickets, accidents, or DUI's on their records as well as new and experienced drivers.

Comparing Auto Insurance Quotes
Before you actually sign on the dotted line, ask the insurance sales representative to explain everything you may not understand. Do not hesitate to clear all your doubts, fine print and otherwise. Your car insurance is a vital investment and you need to make sure it gets you the best return.

**What you need to know about SR22 Filing in California
When it comes issues regarding auto insurance, and our driving records, rights and privileges, sometimes we are taught things that simply are not true. Let’s look at a few of the most common myths and misconceptions regarding the SR-22 in California:

**What is the SR22 Driver Filing?
A SR-22 is a certificate of insurance filed by your insurance company directly to the Department of Motor Vehicles. The SR-22 is issued in the following forms: Operators Certificate, Owners Certificate, and Operators-Owner Certificate.

**SR22 Minimum Liability Limits
The minimum liability limits must meet your state's requirements. Your insurance agent can tell you what the minimum requirements are for your state.

**How The SR22 Filing Process Works
There is not much for you to do in this process. All you have to do is request your insurance company to file an SR-22 for you, then the insurance company takes care of the rest. If you do not have insurance, or your insurance company doesn’t file SR-22s, you can go online and search for an insurance company that does.

**Avoid Future SR22 Cancellations And Suspensions
Once you have your SR-22 coverage you want to make sure it does not get cancelled or suspended. You can do this by renewing it early. It has to be renewed at least 15 days before it expires to make sure it isn't cancelled. The earlier you renew it, the safer you'll be and the less likely your SR-22 will be cancelled.

**Alternate SR22 Proof Filing Methods
There is a way you can get around filing a SR-22 insurance policy. You have to pay $55,000 in securities with the state treasurer.

**When Is an SR22 Required?
Not all states require a SR-22 but the ones that do may require them for any of the following reasons:

•Unsatisfied Judgments
•Major Convictions
•License Suspensions
•No Insurance Violations
•No Insurance At The Time Of The Accident

Cost-U-Less Insurance Centers have been providing California drivers with high-quality, inexpensive car insurance options from top-rated companies since 1989. With more than 85 convenient office locations throughout California, more than half-a-million California drivers have saved money on their car insurance with Cost-U-Less.

RETAIL LOCATIONS
Our offices are open from 8:00 a.m. to 7:00 p.m. Monday through Friday and from 9:00 a.m. to 5:00 p.m. on Saturdays